David Espinoza

David is a co-partner and wealth advisor for nePara. David has over 25 years of financial services experience. He holds the FINRA Series 6, 7, 24, 63, and 65 registrations through LPL Financial along with his life and health insurance licenses. David also carries his CPFA® (Certified Plan Fiduciary Advisor) and his AIF® (Accredited Investment Fiduciary).

David earned a BBA in Business at the University of the Incarnate Word.

David’s focus on comprehensive financial planning includes:

• Retirement Planning
• Risk Management
• Education Planning
• Investment Planning
• Estate Planning
• Executive Compensation Strategies
• Corporate Retirement Plan Management

David also brings experience as an independent consultant advising employers on 401(k) plans. As a skilled retirement plan advisor, he serves as a critical coordinator between employers and their administration, recordkeeping, payroll, and financial service providers. David also provides ongoing education so employees can successfully leverage their 401(k) plans.

David is a native of San Antonio and enjoys spending his time with his wife, Gina, and their two children. As a recent empty nester, David enjoys visiting his children at school, attending college football games, and staying active.